Credit problems

The current credit assessment methods are not faultless. Many good risks are rejected, as are many people who think they are worthy of credit. The self-employed and smaller company director and those who work from home are seen as above average risk. Changing your address, or job, two or three times in two years are also above average. If most of your friends and family own a home in the area you also live in, but you rent your home, that would be considered as below average Of course, your credit record will always be the main indicator as to your credit rating. A county court judgment for £500 four years ago will make most Contract hire companies 'run a mile'.

Nationwide statistics show over 60% Car Leasing buyers fall into the less than perfect credit category. Call it what you wish: Special Finance, Customer Finance, Secondary Finance, Subprime Finance, 2nd Chance Finance, it all boils down to the same thing - Imperfect Credit!

Oak Tree Contract Hire and Leasing have a solution to your problem, even if you have poor credit history, defaults, arrears, discharged bankruptcy, or even no credit history. Our deals are based on 12 Month contracts, they include cars and commercials and are based on initial rental followed by 11 rentals typically 3 x 11, 4 x 11 and 6 x 11.

Why not give us a call today on 0845 618 7740 all offers include RFL (Road Tax), Delivery and Collection, prior to delivering a vehicle we require a copy 'fully comprehensive' insurance cover note.